Terms and Conditions

Last Updated: November 25, 2025

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the http://ellensfinancetips.com website (the “Service”) operated by Ellen’s Finance Tips (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. DISCLAIMER: NOT FINANCIAL ADVICE

The content provided on ellensfinancetips.com is for informational and educational purposes only.

We are not financial advisors, and the information contained on this website does not constitute professional financial advice, investment advice, or legal advice. The information is largely based on personal opinion, research, and experience.

• Do Your Own Research: You should not make any financial decisions based solely on the information provided on this Site. Always consult with a qualified financial advisor or professional before making decisions regarding your money, investments, or apps you choose to use.
• No Liability: We are not responsible for any financial losses or damages resulting from your use of the information or third-party apps mentioned on this website.

2. Intellectual Property

The Service and its original content (including blog posts, reviews, and text), features, and functionality are and will remain the exclusive property of Ellen’s Finance Tips and its licensors. The Service is protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Ellen’s Finance Tips.

3. Links To Other Web Sites

Our Service may contain links to third-party web sites or services (including financial apps or services reviewed on the blog) that are not owned or controlled by Ellen’s Finance Tips.

Ellen’s Finance Tips has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party web sites or services. You acknowledge and agree that Ellen’s Finance Tips shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such web sites or services.

4. User Conduct

You agree not to use the website in a way that:

• Violates any applicable national or international law or regulation.
• Attempts to interfere with the proper working of the Site (e.g., hacking, introducing viruses).
• Infringes upon the rights of others.

5. Limitation of Liability

In no event shall Ellen’s Finance Tips, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any content obtained from the Service; and (iii) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of Washington, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

7. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Us

If you have any questions about these Terms, please contact us at:

Email: contact@ellensfinancetips.com